Audi Insurance
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Why Compare Audi Car Insurance Quotes at SimplyQuote.co.uk?
Insurance costs for Audi drivers can vary significantly depending on the model you drive—comparing quotes side by side helps you avoid overpaying while still getting the cover your car deserves.
Audi vehicles span a wide spectrum—from the compact A1 to high-performance RS models—each with different risk profiles, insurance groups, and repair costs. What suits an Audi Q2 daily driver won’t match someone with an RS3 or an A7 plug-in hybrid.
At SimplyQuote.co.uk, we make it easy to compare tailored car insurance quotes from trusted UK insurers, all in one place. We’ve partnered with Quotezone to give you access to FCA-regulated providers who understand the difference between an S line and a standard trim—and price accordingly.
Whether you’re renewing, switching to a new Audi, or insuring one for the first time, a quick comparison can highlight better-value policies, brand-specific perks, and optional extras like manufacturer-approved repairs or key cover.
It takes minutes—and could save you more than just money.
Who Are Audi?
Audi is one of Germany’s most respected car manufacturers, known for combining premium design with cutting-edge engineering and performance.
As part of the Volkswagen Group, Audi produces a broad range of vehicles—from compact hatchbacks to executive saloons, SUVs, electric models, and high-performance RS editions.
Founded in 1909 and relaunched under the Audi name in the 1960s, the brand has become a symbol of modern motoring innovation. Its “Vorsprung durch Technik” (“Progress through Technology”) slogan reflects its focus on tech-forward features: Quattro all-wheel drive, advanced driver assistance systems, and plug-in hybrid and electric models under the e-tron range.
In the UK, Audi remains one of the top-selling premium marques—consistently ranking alongside BMW and Mercedes-Benz. From the popular Audi A3 and Q5 to performance icons like the RS4 and TT, Audi appeals to drivers who want more than just A to B.
This blend of desirability, performance, and technology is also why Audi insurance needs to be treated a little differently. Certain models are more costly to repair, more likely to be targeted by thieves, or fall into higher insurance groups—making brand-specific cover more than just a nice-to-have.
What Do I Need To Get A Quote?
To get car insurance for your Audi, you’ll need some basic details about your vehicle, how you use it, and your driving history.
It usually takes less than five minutes, and you won’t need to upload any documents to start.
Here’s what you’ll typically be asked for:
- Your car’s registration or details – You can enter your number plate or manually select your Audi’s model, trim, engine size, and fuel type.
- Vehicle usage – Whether it’s for personal, commuting, or business use. It all affects how insurers assess risk.
- Estimated mileage – Lower mileage may reduce your premium, especially if your Audi isn’t used daily.
- Modifications – Declare any changes, even cosmetic ones. This is especially common on Audi S line, Black Edition, or RS models.
- Where it’s kept overnight – A locked garage, driveway, or street parking location influences theft risk and pricing.
- Driver profile – Licence type, years held, previous claims, and any convictions.
As long as your information is accurate, your quote should be precise. If you’re happy with the price, you can often buy the policy online and receive your documents immediately.
Why Should I Consider Audi-Specific Car Insurance Cover?
Because different Audi models come with their own risks, values, and technical features—so it makes sense to have insurance that reflects those differences.
Not all policies are built with premium or performance cars in mind, and not every Audi is treated equally by insurers.
From the compact Audi A1 to high-powered RS models, insurance groups vary widely. For example, an A3 might sit in group 16, while an RS Q8 reaches the top—group 50. That directly impacts the cost and scope of cover.
You might want to consider Audi-specific insurance if:
- Your car is high-spec or modified – Extras like upgraded alloys, lowered suspension or performance mapping are more common in S line or RS trims.
- Repairs matter to you – OEM parts and brand-approved garages are sometimes included in more tailored policies.
- Your car has a higher theft risk – Certain models are more frequently targeted by thieves, and insurers adjust pricing accordingly.
- You care about resale or condition – If your Audi holds value, you might want agreed value cover or enhanced repair guarantees.
It’s not essential for every driver—but if you want cover that matches how you actually use (and value) your Audi, a more tailored quote could be worth exploring.
What Does Audi Car Insurance Cover Include?
Audi car insurance typically includes the same core protections as standard car insurance—like third-party liability, fire and theft, and accidental damage—alongside optional extras that may be particularly useful for premium or high-performance models.
Most comprehensive policies will include:
- Third-party liability – Covers injury to others or damage to their property if you’re at fault.
- Fire and theft cover – Protects your Audi if it’s stolen or damaged by fire.
- Accidental damage – Covers repairs to your vehicle, whether the fault was yours or not.
- Windscreen and glass cover – Often included, but especially useful for Audis with sensors and cameras embedded in windscreens.
- Courtesy car – Provided while your Audi is being repaired, though some insurers restrict this to non-performance models.
- Manufacturer-approved repairs – Some policies guarantee genuine Audi parts and repairs through Audi-approved garages.
- Legal expenses cover – Helps recover uninsured losses or defend legal claims after an accident.
Higher-spec models (like S line, e-tron, or RS variants) may also qualify for enhanced options like:
- Key and alloy wheel protection
- Agreed value cover (useful for modified or rare Audis)
- European driving cover
In most cases, what’s included depends on the insurer and the level of cover selected—so it’s important to compare what each policy offers, not just the price.
What’s Not Included?
Audi car insurance won’t cover everything—especially if you’ve made undisclosed modifications, used your car outside your policy terms, or are claiming for routine wear and tear.
These are standard exclusions, but they’re worth double-checking if you drive a high-spec or performance model.
Here’s what’s usually not covered:
- Undeclared modifications – Whether it’s upgraded alloys, lowered suspension, or remapped engines, insurers need to know. If not declared, claims may be rejected.
- Track days or high-speed events – Unless you have specialist cover, driving your Audi on a track—even for fun—is excluded from standard policies.
- Wear and tear – Routine maintenance, brake pads, tyres, and clutch replacements aren’t covered.
- Uninsured drivers – Only named drivers on your policy are allowed behind the wheel. Lending your car to others can invalidate cover.
- Using the car for business or delivery work – If your Audi is insured for social and commuting only, using it for Uber, deliveries, or paid work could void your policy.
- Non-approved repairs – Some insurers require you to use approved repairers. Going outside their network could mean paying more or voiding warranty-linked benefits.
It’s always worth checking your policy docs before making assumptions—especially with higher-value Audis, where the cost of getting it wrong could be significant.
How Much Does Audi Car Insurance Cost?
Audi car insurance can range from around £400 to over £1,200 per year depending on the model, trim level, insurance group, and driver profile.
Costs rise with performance, value, and where or how the vehicle is used.
If you drive an Audi A1 or A3, you might pay closer to the lower end of the range—especially if you have a clean licence, low mileage, and park securely. But if you’re insuring a high-performance RS model or a high-value Q7, premiums can rise quickly—especially for younger drivers or those with recent claims.
Factors that impact cost include:
- Insurance group (e.g. A1 = group 10–20; RS6 = group 45–50)
- Driver age and experience
- Location and overnight parking
- Modifications and declared extras
- Level of cover and voluntary excess
Typical Audi Insurance Costs by Model (Estimated Annual Premiums)
| Audi Model | Body Type | Est. Insurance Cost* |
|---|---|---|
| Audi A1 | Hatchback | £450-£650 |
| Audi A3 | Hatchback/Saloon | £500-£750 |
| Audi A4 | Saloon/Estate | £550-£800 |
| Audi Q2 / Q3 | Compact SUV | £600-£850 |
| Audi Q5 / Q7 | SUV | £750-£1,100+ |
| Audi TT | Coupe | £650-£950 |
| Audi S3 / RS3 | Hot Hatch | £850-£1200+ |
| Audi RS6 / RS Q8 | Performance SUV | £1,000-£1,500+ |
| Audi e-tron | Electric SUV | £800-£1200+ |
Comparing quotes is the best way to find a price that suits your specific Audi, without paying over the odds for unnecessary extras.
How To Compare Audi Car Insurance Quotes At SimplyQuote.co.uk
Comparing Audi car insurance quotes takes just a few minutes and could save you hundreds—especially if you own a high-spec or performance model.
At SimplyQuote.co.uk, the process is fast, straightforward, and powered by Quotezone to give you access to FCA-regulated UK insurers.
Here’s how it works:
- Enter your registration or car details
You can enter your Audi’s number plate, or select the make, model, trim and engine variant manually if you prefer. - Tell us how you use the vehicle
Whether it’s your daily driver, a second car, or something you only bring out at weekends—it all helps tailor your quote. - Choose the level of cover you want
Select third-party, third-party fire & theft, or fully comprehensive. You can also add optional extras like legal cover or courtesy car upgrades. - View quotes from FCA-regulated insurers
Instantly compare policies based on price, features, excess levels, and whether they include manufacturer-approved repairs or OEM parts. - Select and buy your policy online
Once you’ve found the right quote, you can buy online—often with documents sent by email instantly, and cover starting the same day.
You stay in control the whole way through—no pushy phone calls, no upsells, just competitive cover built around your Audi.
*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from December 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
Frequently Asked Questions
Generally, yes. Audi models often sit in higher insurance groups due to performance, repair costs, and desirability—especially S line and RS variants. Lower trims like the A1 Sport may cost less.
Typically, the Audi A1 or A3 in SE or Technik trim. These models have smaller engines and lower insurance group ratings than S line or high-performance variants.
Yes. S line models usually have sportier styling, upgraded wheels, and performance tweaks, which often push them into higher insurance groups than entry-level versions.
Most Audi A3s fall between insurance groups 14 and 27. Sportier trims or those with larger engines sit higher, while basic trims may be slightly cheaper to insure.
Yes, but you must declare all modifications. Even cosmetic changes—like wheels or window tints—can affect your quote. Some insurers specialise in modified Audi policies.
It’s recommended. RS Audis are powerful, high-value cars that often need enhanced cover for performance parts, theft risk, and agreed value protection.
Slightly. Electric models like the e-tron may have higher repair costs but could benefit from green car discounts. Fewer moving parts can also mean fewer mechanical claims.
Yes. You’ll need to inform your insurer, and your premium may change depending on the new car’s risk profile. Admin fees may apply depending on the provider.
Written by Chris Richards
Page last reviewed on 29th March 2025 by Chris Richards