Just Eat Insurance
Compare Just Eat Insurance Quotes
- Complete one short form
- Quickly compare quotes
- Find a great deal today
Compare just eat insurance quotes from trusted food delivery insurers, including:
Why Compare Just Eat Insurance Quotes Via SimplyQuote?
Food delivery is no joke. You’re having to focus on the next order, where to pick up and deliver the Just Eat order, and manage your personal finances on top of all of that! And, one of the financial aspects you need to consider is insurance.
Luckily, SimplyQuote has made it easy to find and compare some of the best Just Eat delivery driver insurance policies from over 15 leading insurance providers in the UK.
Forget about the stress of paperwork and liaising with different insurance providers – simply use the free online comparison tool and receive dozens of quotes to compare.
What Do You Need To Get An Insurance Quote?
Provide SimplyQuote with the following information to start comparing insurance quotes:
- Personal information: Your name, address and age
- Vehicle details: Registration, type, model
- Frequency of deliveries: Are you delivering food full-time or part-time?
Why Do You Need Just Eat Food Delivery Insurance?
To start driving as a Just Eat courier, you need to take out special insurance called food delivery insurance. This type of cover protects you whilst driving as part of your food delivery job.
When you’re driving your car for work purposes, standard car insurance cover isn’t enough, which is why you would need specialist cover.
Just Eat delivery insurance goes by a few different names:
- Food delivery insurance
- Fast food delivery insurance
- Food courier insurance
All of these fall under the hire and reward insurance category, a type of business car insurance that protects you while driving your vehicle to deliver a service in exchange for payment, like delivering food.
Looking for cheap Just Eat Insurance? Get your quote today!
Get Quotes
What Does Just Eat Insurance Cover?
Each Just Eat delivery insurance policy is different based on the insurance provider, but usually the following is covered:
- Public liability insurance: This type of insurance cover protects you if you injure a third party or damage their property while on a delivery job.
- Products liability insurance: The food you carry will be covered, for example, if it spoils or makes someone sick.
What is typically not covered by fast food delivery insurance?
- Personal driving: Just Eat insurance only covers you while out on deliveries.
- Personal belongings: If any of your personal items are stolen from your delivery vehicle, you will have to pay out-of-pocket to replace them.
- Personal injury: Any injury to yourself or your passengers when involved in an accident won’t be covered.
What kind of vehicles does Just Eat insurance cover?
The following food delivery vehicles are covered:
- Cars
- Motorbikes
- Scooters/Mopeds
- Vans (however van insurance may be needed)
What Are The Types Of Just Eat Insurance?
Although there aren’t different types of Just Eat insurance, there are different types of insurance that a Just Eat delivery driver should consider.
Class 3 business insurance
Sometimes called commercial car insurance, this will cover you for driving your car to courier food. This type of cover permits you to use your car for work purposes, but you may find insurance that’s specific to your line of work could be cheaper.
Courier insurance
Courier insurance is a type of business insurance. It covers you when you deliver goods from your client (the restaurant or fast-food place) to the homes of the people who ordered via the Just Eat app.
Courier insurance usually protects the goods in transit (the food) from theft or damage.
Specialist hot food delivery insurance
Finding a specific insurance policy that properly reflects your role as a Just Eat delivery driver is likely to be the best option. If the policy is well suited to your role as a food delivery driver, differentiating your work from other couriers or cab drivers, you can be confident that it will cover you sufficiently and often with competitive rates.
Pay As You Go Insurance
With a pay-as-you-go insurance policy, you will only be insured while doing deliveries. It is a type of temporary insurance, and if you’re driving your car for personal use, this insurance policy will not apply.
Avoid: Class 1 business insurance
Intended only for short business journeys, such as travelling to meet a client in an otherwise office-based setting, class 1 business insurance won’t provide sufficient cover for Just Eat deliveries.
What Are The Levels Of Just Eat Insurance?
Just like with normal car insurance, delivery drivers can choose from the following levels of cover:
- Third-party only
- Third-party, fire and theft
- Comprehensive cover
Third-party only
This cover offers a basic level of protection in line with the legal minimum required to drive on UK public roads. Although thought to be the cheapest option, you may be surprised when you compare insurance policies to find that this level of cover offers poor value for money.
Third-party, fire, and theft
This level offers the same cover as third-party only, but you will also be covered if your vehicle is damaged in a fire or stolen.
Fully comprehensive
Comprehensive cover offers the most extensive level of protection. Many expect this to be the most expensive option, but using the online comparison tool you’ll see that there are many reasonably priced policies. This type of policy provides the peace of mind that you are fully covered in any sort of road traffic incident while doing a Just Eat delivery.
Which Add-Ons Are Available For Your Just Eat Delivery Insurance Policy?
There are a handful of optional extras you can add to your Just Eat delivery insurance policy:
- Personal belongings cover: This covers the repair or replacement of any personal items that were stolen or damaged while in the delivery vehicle.
- Breakdown cover: You will receive roadside assistance or towing should your delivery vehicle break down.
- Courtesy car cover: Receive a courtesy car to continue doing deliveries if your car is in for repairs.
- Personal accident cover: Covers your medical expenses (and potentially loss of income) if you’re injured in an accident while delivering food.
- Legal expenses cover: Covers the legal fees should you be involved in a dispute due to an accident.
Looking for cheap Just Eat Insurance? Get your quote today!
Get Quotes
How Much Does Just Eat Insurance Cost?
Expect to pay anything from £650 to £1200 annually for fast food delivery insurance. This vast price range is because of the different factors that influence insurance premiums.
If you’re just starting your journey as a Just Eat food delivery driver, you might be surprised at the cost of insurance. It is more expensive to get food courier coverage than personal car insurance because insurers consider you a higher risk.
Which factors influence the cost?
- Driver age
- Driving history
- Type of delivery vehicle
- Level of cover
- Frequency of deliveries
- Delivery area
- Where your vehicle is stored
How Can You Get Cheaper Just Eat Insurance Premiums?
Whilst navigating busy roads in all driving conditions does put you at greater risk, there are several ways to show providers that you are a safe and responsible driver who is unlikely to claim on your insurance. This can lower the cost of your insurance premiums, providing you with the cheapest possible Just Eat food delivery insurance deals.
Compare deals
For the best value for money, you should compare quotes for Just Eat insurance using SimplyQuote. Using the free online comparison tool, you can search through the cheapest food delivery insurance deals instantly, at no extra cost to you.
Drive safely
If you have a clean driving history with no points on your licence and no history of making claims on insurance or being involved in traffic incidents, you’ll receive far better quotes from insurers.
Safe drivers are a lower risk to insurance providers because there is less chance of future claims being made, so insurers offer those drivers cheaper deals.
You can even have a black box (telematics device) installed in your delivery vehicle so insurers can track how you’re driving. The more responsibly you drive, the lower your premiums will be.
Take professional training
To show insurance providers that you have the knowledge and skills to drive safely, you can take additional training. If you’ll be spending long hours on the roads, it’s worth exploring professional driving qualifications to see which would benefit you most. Once you’ve completed your training, providing evidence of this to your insurer may lower your insurance quotes.
Add security measures
Taking additional security measures can deter thieves and other criminals, like fitting cameras and alarms where you store your vehicle. There are also simple ways to demonstrate additional security measures like parking in a safe area such as a driveway or garage.
Pay annually
By paying your premiums once a year, you won’t have to pay interest on your monthly payments.
Consider pay-as-you-go
This part-time insurance policy is often more affordable than being insured permanently (even when not doing deliveries).
Bundle insurance policies
If they need Just Eat courier insurance along with personal car insurance, food delivery drivers should consider bundling their different insurance policies together. This often leads to reduced premiums instead of having to pay separately for each policy.
How To Compare Just Eat Car Insurance Quotes With SimplyQuote?
Comparing Just Eat courier insurance quotes couldn’t be easier:
- Fill in the form: Provide us with information on yourself, your vehicle, and your deliveries.
- Decide level of cover: Choose your level of cover as well as policy add-ons.
- Compare quotes: Receive Just Eat insurance quotes from several insurance companies.
- Save money: Find the most affordable deal today!
Frequently Asked Questions
Just Eat delivery insurance is a specialist insurance type for people who deliver food using the Just Eat platform. It is a type of hire and reward insurance, where you deliver goods for money.
No, Just Eat does not provide insurance. When signing up as a delivery driver, you have to provide proof of your Just Eat insurance policy.