SimplyQuoteInsightsTaxi InsuranceCan taxi drivers work outside their licensed area?

Can taxi drivers work outside their licensed area?

No, taxi drivers – or public hire operators – cannot ply for hire outside their licensed area, but some can accept pre-booked journeys outside their usual operating zone.

Licensed taxis in England and Wales are allowed to accept a pre-booked trip that begins or ends beyond their licensed area, provided one part of the journey is within their registered zone.

However, Uber drivers can only accept ride requests through the app where their licensing authority is located, and taxi drivers in Northern Ireland must follow specific regulations based on their taxi class.

We understand this seems confusing, so let’s explore the details in SimplyQuote’s latest guide.

Understanding The Rules: hackney carriage taxi drivers in England and Wales

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Exceptions to the rule

Understanding The Rules: Uber drivers

Understanding The Rules: Northern Ireland

Final thoughts

Frequently Asked Questions

Why must hackney carriage drivers stay within their licensed area?

Hackney carriage drivers must stay within their licensed area to ensure passenger safety, maintain local regulatory compliance, and support fair competition within the local taxi markets.

Can private hire vehicles work outside their licensed area?

Yes, minicabs (excluding Uber) can work outside their usual operating zone when:

  • It is a pre-booked fare.
  • The driver, vehicle, and private hire operator are all licensed within the same borough.
Can Mancunian taxi drivers work outside their licensed area?

Yes, under current legislation, a Mancunian public hire taxi driver can accept a pre-booked job outside their licensed area, but cannot ply for hire or “tout” outside their jurisdiction.

Is taxi insurance affected by cross-border hiring in the UK?

The short answer is: It depends.

Drivers of hackney carriages can be hailed on the street, picked up at taxi ranks, or booked in advance. Their public hire or black cab insurance covers them regardless of where they drive.

However, a private hire driver risks invalidating their minicab insurance policy should they collect passengers without a prior booking.

It’s best to inform your insurance provider about your taxi service’s whereabouts to avoid any discrepancies or legal disputes further down the line.