Tradesman Insurance

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Compare insurance quotes from UK’s leading tradesperson insurers including:

  • abbey-autoline
  • revolution-insurance

Why Compare Tradesman Insurance At SimplyQuote.co.uk?

Comparing tradesman insurance helps you find tailored cover quickly, without overpaying for features you don’t need.

At SimplyQuote.co.uk, we’ve partnered with Quotezone to connect you with a panel of trusted UK insurers in minutes. Instead of chasing brokers or filling in your details multiple times, you’ll see side-by-side comparisons of policy features, prices, and extras — all in one place.

Whether you’re a self-employed electrician or run a small construction team, the platform filters quotes based on your trade, cover level, and business setup. That means faster decisions and better-fit policies from providers who understand the risks tradespeople face.

It’s a straightforward way to take control of your insurance — without wasting time or settling for one-size-fits-all cover.

What Do I Need to Get a Quote?

What Trades Can Get Tradesman Insurance?

Why Do I Need Tradesman Insurance Cover?

Do I Need Insurance If I’m A Self-Employed Tradesman?

What Does Tradesman Insurance Cover Include?

What’s The Difference Between Public Liability And Tradesman Insurance?

What’s Not Included?

Can I Get Cover For My Tools Overnight?

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How Much Does It Cost To Insure A Tradesman?

How Can I Save Money On Tradesman Insurance?

Tradesman insurance doesn’t have to cost a fortune — here’s how to cut the cost of your cover without sacrificing protection.

The most effective way to save is by comparing quotes, but that’s just step one. You can reduce your premium further by making small changes to how you work and what you insure.

Here’s how smart tradespeople bring their costs down:

Adjust your cover level

Don’t over-insure. If you rarely work on high-value sites, you may not need £5M public liability.

Increase your excess

Opting for a higher excess can lower your premium — just make sure you can afford it if you need to claim.

Secure your tools

Keeping equipment in locked storage or a van vault reduces theft risk — and insurers take that into account.

Skip unnecessary extras

Only pay for what you need. If you don’t employ subcontractors or operate machinery, cut the add-ons.

Keep your claims history clean

Even small incidents can raise your premium. A strong safety record helps keep costs low.

Review your policy annually

Prices shift, and so do your needs. Don’t auto-renew — check the market and compare quotes each year.

Whether you’re just getting started or have years on the tools, these steps can help you cut the cost of your cover and still stay protected where it counts.

How To Compare Tradesmans Insurance Quotes Online

Comparing tradesman insurance with SimplyQuote is quick, straightforward, and completely online. As an insurance comparison platform, we make it easy to check real-time prices and cover levels without the usual hassle.

You’ll answer a few key questions about your trade, your business, and the type of cover you’re after — then see quotes from a panel of trusted UK insurers within minutes.

Here’s how it works:

  1. Enter your trade and business details — such as your trade type, whether you’re self-employed or operate a team, and your location.
  2. Select the cover you need — public liability, tool cover, employers’ liability, and any optional extras.
  3. Get quotes (almost) instantly — powered by our Quotezone partnership, we show you live prices and policy details from multiple insurers.
  4. Compare and filter — view prices, cover limits, excesses, and optional add-ons side by side.
  5. Choose and apply — once you’ve found the right policy, head straight to the insurer’s site to complete your application.

There’s no pressure, no commitments — just clear, competitive options for tradespeople comparing online quotes and over the phone.

Whether you’re looking for simple liability cover or a more comprehensive package, the process is designed to help you make an informed decision quickly.

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Frequently Asked Questions

Do I need tradesman insurance if I work part-time?

Yes — even part-time or weekend trades carry risks. One accident or claim could still cost thousands, so it’s worth having protection regardless of how many hours you work.

Can I get tradesman insurance if I have previous claims?

You can, but it may affect your premium. Some insurers specialise in higher-risk customers, so it’s even more important to compare quotes if you’ve had past incidents.

Is public liability insurance included automatically?

Usually, yes — but not always. Some policies let you customise your cover, so don’t assume it’s included. Check the policy summary carefully before buying.

Can I cover subcontractors under my policy?

Only if they’re declared and meet the insurer’s conditions. Many policies exclude cover for subcontractors unless they’re directly employed or properly certified.

What happens if I change my trade or take on different work?

You’ll need to inform your insurer. A change in the type of work you do could affect your risk profile and invalidate your cover if not disclosed.

Can I pay for tradesman insurance monthly?

Yes, many insurers offer monthly instalment plans. Just be aware you might pay slightly more overall than if you paid annually.

Does tradesman insurance cover me for work abroad?

Not usually — most policies cover UK-based work only. If you’re planning jobs overseas, speak to your insurer about adding territorial cover.

How quickly can I get covered?

In most cases, cover starts immediately after payment — often within minutes of completing the quote. You’ll receive your documents by email.